Finanswer

Terms of Services

Acceptance of Terms

This web portal is offered to the user on the condition that the user accepts the terms contained herein, without any modification whatsoever. For the purposes of this Terms of Use, 'Service' shall mean and include, without limitation, access to all, one or some of the following: tools,software, features and functionality including content, updates and new releases whether authored by Finanswer or by any third party and published, provided or made available on www.finanswer.co.in.

You may not use the Service and you may not accept this Agreement if you are not of a legal age to form a binding contract with Finanswer.

If you accept this Agreement, you represent that you have the capacity to be bound by it or if you are acting on behalf of a company or entity that you have the authority to bind such entity. Before you continue, you should print or save a local copy of this Agreement for your records.

Intellectual Property Rights (IP)

Finanswer hereby grants to the User, the right to use the Service in accordance with these terms, and for no other purpose. All the trademarks, logos and service marks, information and content provided on our Web portal including its design structure and compilation are privately owned Intellectual Property Rights of Finanswer and or its affiliates, agents, associates, subsidiaries and other parties, who have been authorized by us to display the same on our Web portal. You shall not copy, download and or print documents from our web site for any commercial purposes and shall not post, distribute, transmit, display, publish, sell or modify them or remove any copyright trade mark or other proprietary notices. For permission to use third party materials appearing on our Website, please contact the copyright owner.

Limits on Personal and Non-Commercial Use

The User expressly agrees to use the Service strictly for personal purpose. The User shall not recompile, disassemble, copy, modify, distribute, transmit, display, perform, reproduce, publish or create derivative works from, transfer, or sell any information, software, products, tools or services accessed from this web site. User may not rent, lease, sell, sublicense, lend or in any manner allow any other party to use the Service, with or without consideration. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties.

Access Restriction

Finanswer reserves the right to deny, in its sole discretion, any User access to this Web Site or any portion thereof without notice or justification. Further Finanswer reserves the right at any time to charge fees for access to any service provided by it. It shall put up a notice to this effect with necessary details at the relevant point of time.

Hyperlinking and Referencing

Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the url (www.finanswer.co.in) in any commercial or non-commercial media without express permission. You specifically agree to cooperate with the Website to remove or de-activate any such activities and areliable for all damages.

Links to third Party Sites

The Website may contain links to third party Web sites. These links are provided solely as a convenience to the Users and not as endorsement by Finanswer of the contents on such third party websites. Finanswer is not responsible for any information contained on such linked websites and makes no representations of whatsoever nature regarding the content or accuracy of information on such third party websites. The User who utilizes the links and accesses third party linked sites will do so at his / her own risk.

Posting Comments

The views, opinions and comments posted are your, and are not endorsed by this website. You shall be solely responsible for the comment posted here. Finanswer reserves the right to publish, edit, modify, delete, reject, or otherwise remove any views, opinions and comments posted or part thereof.

You shall ensure that the comment is not inflammatory, abusive, derogatory, defamatory &/or obscene, or contain pornographic matter and/or does not constitute hate mail, or violate privacy of any person (s) or breach confidentiality or otherwise is illegal, immoral or contrary to public policy. Nor should it contain anything infringing copyright &/or intellectual property rights of any person(s).

User Comments are made available to you for your information and personal non-commercial use solely as intended through the normal functionality of the Finanswer Service. User Comments shall not downloaded, or otherwise exploited in any manner.

Use of Password

User shall be responsible for creating and safe keeping of his Password. In the event a User is given a password by Finanswer, the User shall ensure that such password is kept in a secure manner. User may not assign his/her password obtained to any person or entity without the prior written consent of Finanswer. User shall bear all responsibility of keeping the password secure and in the event that the User incurs any liability to Finanswer or any other third party as a result of the password being used by third parties, or due to improper use of the password, User shall, without limitation, bear all such liability. Notwithstanding anything contained herein, in the event any liability arising to the User as a consequence of any of Finanswer's employees accessing the User's password without authorization shall be borne by the User.

Monitoring

Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording.

Registration

1. If you wish to receive access to the restricted content of the Website you will need to register (as a Registered User) with us and the following provisions of this Clause will apply.

1.1 You agree to:

a) provide true, accurate, correct and complete information which you are required to provide when you register or subscribe as a user of the Website, and

b) Notify us immediately of any changes to the Personal Information.

c) Receive calls, sms or emails regarding our products or services and various promotional offers for solicitation.

d) You agree not to: impersonate any other person or entity or to use a false name or a name that you are not authorised to use, or disclose your password or user name to any other person, or allow your password or user name to be used by any other person to access the Services.

e) We reserve the right to decline any application from you to register as a user at our sole discretion. If you are accepted you will receive from us a user name and password. If you are allowed to select a user name, we reserve the right to modify such or provide you with a user name of our choice if, in our sole opinion, such user name infringes or violates the rights of any person or third party or is defamatory, offensive or is in any other way improper or inappropriate.

f) We reserve the right to terminate your account (including user name and password) if any Personal Information is untrue, inaccurate, out-of-date or incomplete.

Prohibitions

1 You:

1.1 agree not to use the website(s) and/or the services (or any part thereof) for any illegal purpose and agree to use it in accordance with all relevant laws;

1.2 agree not to upload or transmit through the website(s) and/or the services any computer viruses, macro viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer;

1.3 will not use the website(s) and/or the services in a way that may cause the website(s) and/or the services to be interrupted, damaged, rendered less efficient or such that the effectiveness or functionality of the website(s) and/or the services is in any way impaired;

1.4 will not use the website(s) and/or the services in any manner which violates or infringes the rights of any person, firm or company (including, but not limited to, rights of intellectual property, rights of confidentiality or rights of privacy);

1.5 will not attempt any unauthorised access to any part or component of the website(s) and/or the services;

1.6 agree that in the event that you have any right, claim or action against any Users arising out of that User's use of the website(s) and/or the services, then you will pursue such right, claim or action independently of, and without recourse to us; and agree not to allow any third party directly or indirectly to use your subscription, user name or password.

Not a Financial Planner, Broker or Tax Advisor

FINANSWER IS NOT A FINANCIAL PLANNER, BROKER OR TAX ADVISOR. The Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.

Confidentiality

1. We agree to keep confidential all information received from you and not to make unwarranted copies of the Confidential Information, and to use the Confidential Information only for the purpose for which it has been disclosed to us. However, Confidential Information shall not include any intellectual property materials (including, but not limited to, ideas, concepts, know-how, techniques and methodologies) developed by Finanswer based on its industry knowledge, experience and expertise.

2. Confidential Information would also not include information previously known to us; or, independently developed by us in the course of execution of this or any other service; or acquired by us from a third party which is not, to our knowledge, under an obligation to you not to disclose such information; or which is or becomes publicly available through no breach by us of this Letter.

3. In the event we receive a validly issued administrative or judicial process requiring disclosure of Confidential Information, we shall provide prompt notice to you of such receipt.We shall thereafter be entitled to disclose any Confidential Information in order to comply with such administrative or judicial process.

Indemnification

The User agrees to indemnify, and hold harmless Finanswer and any of its affiliates and their respective directors, officers, employees, agents and controlling Persons from and against any and all losses, claims, damages and liabilities, whatsoever and howsoever caused, incurred, sustained or arising from, or in connection with, the provision of services to you by Finanswer.

Limitation of liability

The User agrees that neither Finanswer nor its directors or employees shall be liable for any direct, indirect, incidental, special or consequential damages, resulting from the use/delivery/performance or the inability to use/deliver/perform the Service or resulting from the Services subscribed to or obtained or messages received or transactions entered into through or of User's transmissions or data, even if Finanswer or its employees have been advised of the possibility of such damages.

The User further agrees that Finanswer shall not be liable for any damages arising from interruption, suspension or termination of Service, whether such interruption, suspension or termination was justified or not, negligent or intentional, inadvertent or advertent.

The User also agrees that his sole remedy under this Terms of Use is cancellation of the Service. By viewing, using, or interacting in any manner with this site Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.

Limitation of liability

Finanswer warrants that it does not provide any investment advice on this web site. The views, articles, reports and other contents are provided on an "As Is" basis by Finanswer. The User warrants that it shall obtain independent investment advice before taking any investment decision. Finanswer expressly disclaims all warranties and conditions of any kind, whether express, implied or statutory pertaining to the Services provided by it including but not limited to implied warranties and conditions of merchantability, fitness for a particular purpose, data accuracy and completeness and any warranties relating to viruses and non-infringement in the Service and provision of Service free from disruption or interruption.

Finanswer shall also not be liable for errors, omissions or typographical errors, disruption delay, interruption, failure, deletion or defect of/in the Service provided by it.

Finanswer makes no representations or warranties, either express or implied that the research, development, marketing, distribution, use or sale of the Service will not infringe any patent, copyright or other right of any third party.

Finanswer and its / affiliates / sponsors or employees, personnel, directors will not be responsible for any direct / indirect loss or liability incurred by the user as a consequence of him or any other person on his behalf taking any investment decisions based on the contents and information provided herein.

Disclaimer for Calculators and Tools

Finanswer does not warrant that this service is/will be accurate, complete, current, reliable, suitable, free from any virus, disruption or interruption. The User expressly agrees that he uses it at his own risk and that Finanswer shall not be responsible for any loss or damage incurred by him due to the use of this service or inability to use it for any reason.

Disclaimer for harm caused to your Access Device

The website assumes no responsibility for damage to computers, mobile, tablets or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's access device. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.

Governing Law and Jurisdiction

This Terms of Use is governed by the laws of the Republic of India. The User hereby consents and submits to the exclusive jurisdiction and venue of Courts in Hyderabad, India in all disputes arising out of or relating to the use of this Web site or Service. You consent to the jurisdiction and venue of the Courts located in Hyderabad, India. In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision.

Foreign Jurisdiction

All Users of the Service in countries other than India understand that by using the Service, they may be violating the local laws in such countries. If the User chooses to access the Service from outside India, he shall be responsible for compliance with foreign and local laws. The Users agree that they will solely be liable for any liability incurred by them in this regard and will indemnify Finanswer for any liability Finanswer may incur in any foreign jurisdiction as a consequence of citizens / residents of countries other than India using the Service. This service does not constitute an offer to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.

Feedback

Finanswer reserves the right to reproduce in part or full clients views about its services in its product promotions or in its communications with prospective clients. Clients who do not wish their views to be used as above may intimate Finanswer in writing to this effect.

Termination

If the User violates any term of this Terms of Use, Finanswer may terminate the User's access to this Web -Site, without waiving any other rights. The User would continue to remain liable for any liabilities that may have arisen before the termination.

In addition to the general restrictions above, the following specific restrictions and conditions apply to your use of content on the Finanswer Website.

The content on the Website, except all User Submissions (as defined below), including without limitation, the text, software, scripts, graphics, photos, interactive features and the like ("Content") and the trademarks, service marks and logos contained therein ("Marks"), are owned by or licensed to Finanswer, subject to copyright and other intellectual property rights under the law. Content on the Website is provided to you AS IS for your information and personal use only and shall not be copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the Finanswer. Finanswer reserves all rights not expressly granted in and to the Website and the Content.

You may access Finanswer Content and other content only as permitted under these terms. Finanswer reserves all rights not expressly granted in and to the Finanswer Content and the Finanswer Service.

You agree to not engage in the use, copying, or distribution of any of the Content of the Website for any commercial purposes.

You agree not to circumvent, disable or otherwise interfere with security-related features of the Finanswer Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Finanswer Website or the Content therein.

Modification of these terms and conditions

Finanswer reserves the right to change, without notice, this Terms of Use under which the Service is offered. The User's continued use of the Service will be subject to the Terms of Use in force at the time of the Use.

Finanswer shall have the right, at its discretion, to change, modify, add or remove terms of this agreement at any time without notice. You agree to review these terms of use periodically since subsequent use by you of this site shall constitute your acceptance of any changes. Finanswer shall have the right at any time to change or discontinue any aspect of Finanswer.com, including, but not limited to content, hours of availability and equipment needed for access to use. Such changes, modifications, additions or deletions shall be effective immediately upon posting and any subsequent use by you after such posting shall conclusively be deemed to be acceptance by you of such changes, modifications or deletions.